Hail Overview

Hail is a form of precipitation that occurs when updrafts in storms carry drops of rain upward into very cold areas of the atmosphere. Then, the drops of rain freeze into balls of ice and descend as hail. Hail can range in size from a sphere-like shape comparable to a pea (about 1/4 inch diameter), all the way to the size of a grapefruit (about 4 & 1/2 inches diameter). The fall speed of hail depends on many factors including, the size of the hailstone, wind conditions, and the degree of melting of the hail. Smaller hail can fall at speeds ranging from 9 to 25 mph, while larger hail can fall at speeds ranging from 44 to 72 mph. Hail causes about $1 billion dollars in damage to property and crops each year.

Properties Affected By Hail Last Year


Illinois Properties


Virginia Properties


U.S. Properties

Hail Damage & Insurance

Hail can strike with damaging force and is more likely to do so if you're in Illinois, Virginia, or Florida. At Nationwide Roofing, we specialize in providing quality repairs, educating you about your insurance, and helping you get through the claims process with as little stress as possible.

Hail damage is covered by standard home insurance in most states.

A majority of standard policies in most states require filing a claim within one year of determining that a hail storm has damaged your roof.

Filing an insurance claim does not necessarily mean that your policy rate will increase.

There are currently 19 states that have mandatory hurricane deductibles, which also cover hail damage.

Wind Overview

Damaging winds are considered those exceeding 50-60 mph. Damaging winds are also known as "straight-line" winds to differentiate the damage they cause from that of tornadoes. Generally, straight-line winds are a result of outflow that has been generated by a thunderstorm downdraft. Damage from severe thunderstorm winds account for more than half of the severe reports in over 95% of the states. It is also far more common than damage from tornadoes. There are a variety of classifications of wind that occur in different parts of the country that may or may not include other damaging forces of nature, such as rain - which can be experienced during a hurricane. Wind speeds can exceed over 300 mph.

Wind Damage & Insurance

Strong winds can damage your property in just a matter of minutes. We understand the ins and outs of the insurance claims process, so we can help you handle your insurance adjuster and get your property fixed without hassle.

Most insurance policies cover wind damage.

Your insurance company is obligated to repair or replace your roof.

Florida building code has a 25% roof replacement rule.

Filing an insurance claim does not necessarily mean that your policy rate will increase.

Water Overview

Hurricanes cause a lot of damage to properties from their extensive rain storms and strong wind combined. Water damage can come from flooding as well, especially in areas that are along the coast or near large lakes. Floods can happen due to heavy rains, when ocean waves come to shore, when snow melts rapidly, or when dams break. Flooding occurs in every U.S. state and is a potential threat any place that receives rain. The official Atlantic hurricane season runs from June through November, but occasionally storms form outside those months. September is the most common month for hurricanes making landfall in the U.S.

Properties at Risk of Water Damage & Surge


Florida Properties


Virginia Properties


Maryland Properties

Water Damage & Insurance

Water damage can be devestating and leave your home or business unsafe and susceptible to even more damage. At Nationwide Roofing, we're here to help you file an insurance claim and provide you with exceptional service so you can get back to good in those tough times.

Flood damage is excluded under standard homeowners and renters insurance policies.

Filing insurance claims for roofs can be tricky if you do not follow every step in the process exactly.

You can appeal the denial if you're been denied by your insurance company.

Filing an insurance claim does not necessarily mean that your policy rate will increase.